In Broward County, Sawgrass Plans has introduced the “micro plan” centered around a specific localized group of hospitals and doctors. Up to 30% cheaper than other plans, the micro plan limits the number of physicians and facilities one can visit, but allows for much lower premium costs. Participants still have access to four top quality hospitals and a number of quality physicians, so it isn’t quality that is lacking. But restricting people to this network allows them to negotiate lower costs and pass that savings on to consumers. What do you think of this type of plan? Read more here